Get Your Financial
Stability And Your Life Back

Everyday Americans deserve a better financial future. We help them get there.

Get a Free Debt Relief Consultation

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As Featured

How It Works

You’re in control, our debt experts do the work.

Talk to a
Counselor for Free

Review your debts, budget and credit with a certified credit counselor to see if you qualify for a debt management program and explore other options for relief, so you can avoid bankruptcy.

Start as Soon
as You're Ready

Take the time you need to decide. Once you are ready to enroll, we will call your creditors and work with them to lower your interest rates and stop late fees.

Get Out
of Debt Faster

The program is easy! You make one payment to us each month, and we distribute the funds to your creditors on your behalf. You can be out of debt in as little as 36 months.

A leader in consumer
debt solutions since 2002

0 +
consumers served
$ 0 B+
consumer debt resolved
$ 0 B+
consolidation loans originated

How Much Can You Save?

Making Minimum Monthly Payments

On Your Own

Starting Balance $14,882
Starting Balance $14,882
Starting Balance $14,882
Starting Balance $14,882
Starting Balance $14,882

For illustration purposes only. Example based on typical program benefits; actual results may vary.

Typical Savings With Our Debt Management Plan

With JD's Help

Starting Balance $14,882
Starting Balance $14,882
Starting Balance $14,882
Starting Balance $14,882
Starting Balance $14,882

A SAVINGS OF $27,557 IN INTEREST

91%

How We Can Help

How can we help you manage your credit?
Our programs can help you take control of your financial life.

Credit Counseling

We will help you determine the best way to approach your financial situation, and provide you the best credit counseling service options possible. Learn More

Bankruptcy Counseling

We can provide the mandated pre-filing bankruptcy counseling session to enable you and your legal counsel to make well-informed decisions. Learn More

Debt Settlement

We offer free credit counseling sessions with professionally certified counselors to choose the most advantageous path out of debt. Learn More

Debt Consolidation

With our debt consolidation plan, you will be able to combine most, if not all of your unsecured debt and make one single monthly payment. Learn More

Debt Management

Our debt management program helps simplify your monthly unsecured debt obligations, consolidate your payments, and disburse funds to your creditors on your behalf. Learn More

Student Loan Counseling

We can help you explore your options regardless of how much you owe or your loan status. Learn More

Housing Counseling

ACCC’s housing counselors are available to assist you in all aspects of your housing needs. We provide reverse mortgage counseling, homebuyer education and certification, and foreclosure counseling. Learn More

Debt Consolidation

With our debt consolidation plan, you will be able to combine most, if not all of your unsecured debt and make one single monthly payment. Learn More

Testimonials

We’ve Transformed The Lives Of Hundreds Of Thousands Of People

Turn To Us. We Can Help.

Something really exciting happens after people have their first phone call with us. No matter what’s going on in your financial life, we’re here to help.

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Frequently Asked Questions

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