Cost is one of the most daunting aspects of taking on higher education. To ensure you can make an informed fiscal decision, researchers at OnlineU compiled an updated list of the most affordable military-friendly online colleges for 2024.
All featured colleges meet the following criteria:
- Prices annual tuition less than $15,000 for the majority of bachelor's programs
- Grants college credit for previous military experience
- Has at least 1,000 enrolled students receiving GI Bill® Benefits
- Provides a dedicated point of contact for services that support veterans, military service members, and their families
- Maintains resources for veterans' and military service members' tuition policies
- Offers distance education courses at the undergraduate and graduate levels
A military-friendly institution actively supports current service members, veterans, and their families financially but also by providing opportunities for flexibility and various support systems while service members earn their bachelor's degrees online. These benefits often include more relaxed policies for absences or deadlines, dedicated staff that understand the needs of military students, and financial assistance to help lower the cost of tuition. We evaluated over 2,600 schools designated as Yellow Ribbon participants based on the latest data from the NCES' Integrated Postsecondary Education Data System (IPEDS). Eligible schools must also be recognized as signatories of the Principles of Excellence program, as per the GI Bill Comparison Tool maintained by the U.S. Department of Veterans Affairs.
You can also check out our overall list of the best military-friendly schools online for further inspiration.
Overview of Military-Friendly Online Colleges
A 2023 report from Veterans Affairs showed that military students received $10.8 billion in payments to support their college financial needs. Over 860,000 service members, veterans, reservists, and their families applied for tuition assistance through seven VA programs, including the Post 9/11 GI Bill, Montgomery GI Bill, Veteran Rapid Retraining Assistance Program, and Survivors’ and Dependents’ Educational Assistance. There are thousands of online colleges that accept military tuition assistance. More undergraduate students received benefits in 2023 than those pursuing vocational, 2-year, or graduate programs.
Support From Online Colleges for Military-Affiliated Online Students
Because of the unique demands of their careers, military service members and their families need special support from their colleges. This includes employees who understand the intricacies of short- and long-term deployments, the complexities of the Post-9/11 GI Bill®, and the roles of Educational Services Officers (ESOs). In fact, one of our ranking considerations is the presence of dedicated staff who are available to answer questions and provide academic support to military students. Schools that provide this kind of support typically make it easy for military students to get in touch with these employees through easy-to-find contact information. Thomas Edison State University is an example of a school on our list that does this.
One of our ranking considerations is the presence of dedicated staff who are available to answer questions and provide academic support to military students.
Military-friendly colleges also have policies to help students navigate unexpected situations, such as sudden temporary additional duty orders (TDYs). Many schools waive penalties for late assignments or discussion posts that a student misses while on a TDY. Colleges earn greater Military Friendly Scores if their staff and faculty are experienced at working with students' ESOs to schedule make-up work.
Another consideration is a school's prior-learning and transfer policies. Many service members accrue valuable knowledge and skills through non-academic training, and colleges often recognize this by applying these military experiences toward academic credits. Advisers may work with the student to receive and evaluate their official service transcript. All of these factors — dedicated staff, caring leave policies, and generous credit transfers — are crucial to calculating a college's Military Friendly Score.
Financial Assistance at Military-Friendly Online Colleges
The cost of a college degree can be a considerable investment for students, and may deter some from pursuing higher education. Of the military-friendly online colleges on our 2024 list, the median annual tuition rate is $10,500. That's about $1,000 cheaper than the median tuition from last year's list. Plus, it's significantly lower than the median annual tuition for online bachelor's degrees, which is $13,725.
Online programs can cost less than comparable in-person versions, so it makes sense for cost-conscious applicants to consider distance learning. Even so, military students may wonder whether they will be eligible for financial assistance that can further reduce these costs.
The large majority of college students receive financial aid to help them attend school. Below we detail some financial considerations for military students, including college discounts, the possibility of free degrees, and the GI Bill®.
Do Colleges Give Military Discounts for Online Students?
While most financial aid for military students comes from the government, some colleges also offer discounts for online military students. Schools may provide reduced tuition rates for service members, military spouses, and dependent children, or they may waive certain fees for these same students. The most common tuition discount is a per-credit cap of $250 for active-duty service members, much lower than the median per-credit cost of $449 for online bachelor's degrees. Columbia Southern University is an example of a college from our list that offers a tuition cap and also waives application and library fees for military students and their family members.
Other schools offer military scholarships intended to cover any gaps left by military aid programs. These colleges usually consider military students for these scholarships automatically as part of their financial aid applications. Students will generally need to complete a Free Application for Federal Student Aid (FAFSA) and enroll in the federal Tuition Assistance program to provide their service history.
Are There Free Online Colleges for Military Students and Veterans?
Veteran students may be able to earn a tuition-free online degree if they enroll in schools that participate in the Yellow Ribbon program or in public schools in select states. Yellow Ribbon schools agree to cover funding gaps left by the Post-9/11 GI Bill® for a prescribed number of service members and veterans each year. These students may receive a complete tuition waiver, and some schools also cover some or all fees.
Yellow Ribbon Qualifications
Veterans can qualify for Yellow Ribbon benefits if they either served for three years in the period after September 11, 2001 or served at least 30 days during this period and received an honorary disability-related discharge. The Department of Veterans Affairs (DVA) maintains a searchable catalog of participating colleges.
Some states also offer discounts to veterans through their public university systems, which may allow them to attend college without paying tuition. States usually detail such waivers on the websites for their state departments of veterans affairs. Prospective students should review each state they're interested in, because eligibility rules vary. For example, Illinois offers the Illinois Veterans' Grant to veterans who lived in the state before enlisting and who returned there within six months after discharge, whereas Washington only requires that the student maintain a fixed and permanent home in the state while attending college.
GI Bill®
Since 1944, the federal government has provided education benefits to active-duty service members and honorably discharged veterans. Currently, students may be covered under the Montgomery GI Bill® or the Post-9/11 GI Bill®, which both allow for at least some coverage for college tuition, books, and fees for 36 months.
In general, military personnel can qualify for the Montgomery GI Bill® if they've served at least two years and can qualify for the Post-9/11 GI Bill® if they've served at least three years after September 11, 2001. Students who qualify for maximum coverage can get in-state public college tuition completely covered, or up to about $25,000 at private schools. The eligibility requirements and coverage options for each bill are complex and full of exceptions, so it's best to check with a qualified ESO or DVA benefits advisor to determine the best path.
Is an Online Degree Worth It for Military Personnel?
An accredited online degree is worth the cost and effort for many service members and veterans, because these students receive special financial incentives to attend college and can enjoy great career benefits. A civilian degree might help active-duty military personnel climb the ranks; each service looks favorably on civilian degrees during promotion reviews, and service members can pitch their education as a strength when pursuing special assignments. A degree is also required for enlisted personnel who are seeking an officer's commission.
A civilian degree might help active-duty military personnel climb the ranks.
About 250,000 military personnel leave the service each year, and a college education is just as useful for their post-military career as it is for civilians. A bachelor's degree usually leads to making approximately $40,000 more each year than professionals earn with a high school diploma or its equivalent. College graduates also enjoy an unemployment rate that's 1.5% lower. Military students can choose a major with an eye on some of the most promising career paths for veterans, which include fast-growing fields such as healthcare administration and information technology.
Online degrees provide flexibility for military students who can't be sure that they'll be living in the same area for more than two years at a time. Service members studying on campus may be forced to transfer credits if they receive new duty orders, which can be disruptive to their education. Online learning provides continuity by allowing students to complete coursework from anywhere with an internet connection.
Online degrees carry potential downsides as well. The greater flexibility comes at the cost of human interaction, and students forego potential networking opportunities they might experience on campus. Further, military-affiliated students should be wary of aggressive courting from for-profit schools, who have historically been able to earn more money from the government if they accept a certain number of students using the GI Bill®. Although Congress fixed this technicality in 2021, it's always helpful to research real student experiences at a given school and review GPAs and graduation rates of military students where available. Ultimately, prospective students must decide for themselves whether the online format is right for them, but it's an option worth considering.
FAQs About Military-Friendly Online Colleges
What are the best colleges for active duty military?
The best online schools for military students offer flexible learning environments that allow them to stay on top of their responsibilities as active duty service members. Degree completion programs are among the most flexible options thanks to the Community College of the Air Force's (CCAF) partnership with universities nationwide. Known as General Education Mobile (GEM), this program allows students to quickly and conveniently complete their lower-level general education requirements online before moving on to a bachelor's degree.
Some military friendly online schools even offer credit refunds to students deployed on short notice. They'll also work with active duty students to adjust their course schedules to meet their military responsibilities.
What are the best online schools for military tuition assistance?
Affordability is critical when pursuing an online education as a service member. We recommend military friendly online colleges that are part of the Tuition Assistance (TA) program, allowing military students to save thousands of dollars on costly tuition through federal subsidies. As long as a school's credits cost $250 or less, students can get up to $4,500 worth of tuition covered each year. The best online colleges for military students employ benefits assistance liaisons that help navigate the various forms and requirements needed to receive financial help.
Does the VA pay for online degrees?
Online students are eligible to receive benefits from Veteran Affairs. Those receiving benefits from the Post 9/11 GI Bill can also get a housing allowance based on half the national rental averages. Depending on which program is being applied for, there are different eligibility requirements, with rates ranging from hundreds to thousands of dollars per month. The best veteran friendly online colleges have VA specialists or counselors to answer questions and walk students through the process of applying.
Can you do online college while in the military?
Many active duty military members are enrolled in online programs. The best online degrees for military students can be earned on their schedules through remote learning management systems like Canva and Blackboard. The flexibility of these degrees allows them to meet the demands of their service roles without sacrificing a quality education. Often, these credentials lead to higher-ranking positions and larger salaries.
Can I do college online while in the Air Force?
Air Force members can jump-start their college education through the Community College of the Air Force (CCAF). As the only military-exclusive postsecondary institution, the CCAF can help Airmen meet their general education requirements while studying entirely online. Tuition assistance is available for Air Force members through federal grants that do not have to be paid back. Airmen can qualify for the Montgomery GI Bill after two years of service.
How long do you have to be in the military to get free college?
Whether you can attend college for free depends on what program you're eligible for. Tuition Assistance is among the most common ways for military students to pay for college. To qualify, service members must have served for at least one year after their initial training. After 30 days, students and their families qualify for in-state tuition rates. For the Montgomery GI Bill, which offers $2,360 per month during full-time college enrollment, active duty students must have served for at least two years to receive benefits. Reservists, on the other hand, must have six years of service under their belts.
What degrees will the military pay for?
The military offers tuition assistance for several degree types, including online degrees for military students. Bachelor's and associate degrees are the most common. According to a report from Veterans Affairs, 98,500 military students began receiving education benefits for undergraduate degrees in 2023, more than any other degree type. Other eligible degrees include vocational, technical, and non-college degrees. Military students can also pursue online degrees from 2-year community colleges or graduate schools that offer master's and doctoral degrees.
What is the Armed Forces Tuition Assistance program?
The Tuition Assistance (TA) program offers educational funding through the Department of Defense (DoD). All online colleges for military students with tuition rates locked at $250 per credit are eligible to participate. Off duty students from every military branch, including the Army, Marine Corps, Space Force, Air Force, Navy, Coast Guard, and National Guard, can receive benefits.
Can I get college credit for military experience?
Online universities for military students often give college credit for their service. Many schools have favorable transfer policies that make it easy to use these experiences to reduce a program's overall credit requirements. The process typically consists of military branches submitting a Joint Services Transcript (JST) to universities on behalf of the student. This document features credit recommendations based on the training they have already completed.